MAXIMA’s current loan products include loans to individuals, groups and small-medium businesses (SMEs). In addition to the aforementioned loan products, in early 2008, we introduced the balloon loan to our current portfolio of services and will be adding additional products in the near future depending upon customer needs. Loans are limited by income per household member, the value of the businesses fixed assets, and the number of business employees. The details of the policies and above mentioned products are as follows.

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The loan term can be 12 or 20 months with loan sizes ranging from $50 to $950,

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Monthly installments of interest and principal with three months grace period and a 12 month loan period

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Client should be a permanent resident of the area in which MAXIMA operates,

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Age between 18 – 60 years,

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Agree to borrow both husband & wife or father-mother and son/daughter,

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Have profitable business or actual plan for new business, which demonstrates ability to repay the loan,

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Have physical collateral or other related certificate or document

-          Production (flowers, vegetables, food crops, seeds, fertilizer)

-          Livestock (animal husbandry, feed)

-    Fisheries (fishing tools, boats)

-          Vendors, Purchase of produce contracts

-    Processing, making doors/ windows, production of Khmer noodles and other foods

-     Laundry, hair cut, motor repair, water supply network, public telephone

       service, battery charging, among others

-      Motor taxi, motor trailer & car taxi

-     House repairs, education, motorcylce for personal use, other consumption

-          Handicrafts, small business (stand) in front of home